How does chimes credit builder card work10/30/2023 Together, they offer financial products under the FDIC protection while keeping the charges at a minimum. What’s the Chime Credit Builder Card, and What Does it Offer?Ĭhime is not a bank, but a financial technology company that partners with The Bancorp Bank and Stride Bank. Read on to learn more about the Chime Credit Builder Account. But, Chime actually allows you to use your security deposit to offset your balance at the end of a billing cycle. They also restrict your security deposit until you close your account. With traditional secured credit cards, your credit limit equals the amount of money in your credit-builder account. This secured credit card can help you improve your credit without charging you unreasonable fees. It almost sounds too good to be true, right? The Chime Credit Builder Visa® Card comes with no credit check, no annual fee, no interest charges, and no minimum security deposit.
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